Bankruptcy

Are you feeling overwhelmed by debt?

Do you get harassing calls from creditors every day?

You are not alone. These days millions of Americans are still feeling the effects of the recession that supposedly ended years ago. Fortunately, you have options. At Litchney Law Firm, P.C. an experienced California bankruptcy attorney can help you today. By working with an California bankruptcy attorney to file for Chapter 7 or Chapter 13 bankruptcy, you can get the fresh start you deserve. Upon filing with the Bankruptcy Court, creditors are subject to Federal Law and you are protected.  So do not wait any longer!

Call Us Today at (916) 757-6000

In these uncertain economic times, many individuals in California are finding that they simply cannot overcome the mountain of debt they have accumulated, often through no fault of their own, and are considering bankruptcy.  An experienced California bankruptcy lawyer can guide you to the right outcome when you have nowhere else to turn for relief after experiencing an extended loss of income, family illness, decline in home and property value, lost investment capital, or business income reversals.

We handle Chapter 7, and Chapter 13 bankruptcies for individuals, small business owners, corporations, partnerships, and Limited Liability Companies (LLCs). The experienced attorneys at the Litchney Law Firm also have the experience and knowledge to take on any bankruptcy-related litigation and appeals. Please note that often if you own your own business you may file for bankruptcy through either Chapter 7 or Chapter 13 and may not necessarily need to file under Chapter 11, which is complex and extremely expensive. Please call to inquire about which chapter is right for you.

California Bankruptcy Law Attorney

There are many ways to resolve overwhelming debt. Bankruptcy is by far the most common solution, but there are also tax workouts, consumer protection lawsuits, debt negotiation and other remedies. At the Litchney Law Firm, P.C., we are California Bankruptcy Law Attorneys and we have represented thousands of businesses and individuals in bankruptcy and other proceedings.  So many in fact that our Bankruptcy practice is one of the largest in the greater Sacramento area, and we can carefully guide you through the solution that works best for you. In addition, we are one of a few firms in California who can also assist you with your real estate needs and questions, including questions about foreclosure prevention, short sales, foreclosure assistance, deed-in-lieu of foreclosure and general assistance in buying or selling real estate. We are able to file bankruptcy cases in every Bankruptcy district in California and have multiple office locations to better serve our clients.

Experienced Chapter 7 & 13 Bankruptcy Attorneys Serving  California

Litchney Law Firm is an experienced California bankruptcy and asset protection attorney firm that will provide you with a knowledgeable and professional lawyer that will educate you and assist you throughout the bankruptcy process.

Considering the prospect of a personal bankruptcy and making the right choice for you and your family is a major decision. Going through this without benefit of a California bankruptcy lawyer can be daunting.  Not only are there deep emotions involved, but the bankruptcy process is complex and confusing. Having a knowledgeable, experienced bankruptcy attorney to evaluate your financial situation, determine the best legal option, and be by your side throughout bankruptcy process will ensure a fast, positive outcome.

An experienced Litchney Law Firm lawyer can work with you to restructure debt, create repayment plans, eliminate unsecured debt, and generally provide relief so that you can get back on your feet financially and get on with your life.

Knowledgeable and Experienced Attorneys with Chapter 7 & Chapter 13 Bankruptcy

Your bankruptcy attorney will begin the process with a complimentary, no pressure consultation. Your lawyer will have extensive knowledge of both Chapter 7 and Chapter 13 bankruptcy laws and can immediately begin to advise you on your options and what to expect throughout the bankruptcy and debt relief process. The bankruptcy attorneys at Litchney Law Firm have experience in:

Chapter 7 Liquidation Bankruptcy

Chapter 7 is designed for debtors who are having financial difficulties and are not able to re-pay their debts. Most people that have debt problems can find relief by filing a Chapter 7. A Chapter 7 results in the “discharge” of your debts. Once a discharge has been granted, you do not owe the debt and your creditors can never try to collect it from you.  Ordinarily, you can keep all or most of your assets.  Some debts may not be dischargeable; our bankruptcy attorneys can advise you on all Chapter 7 issues. Working with an attorney with years of Chapter 7 bankruptcy experience will streamline the process and help you achieve a favorable outcome.

Chapter 13 Bankruptcy

Chapter 13 is designed for individuals with a regular and stable source of income who are temporarily unable to pay their debts but who desire to use their best efforts and good faith to pay their debts  in installments over a period of time subject to the protections afforded by the Bankruptcy Court. Under Chapter 13, you keep all of your property, as long as you continue to make payments required under the plan. An experienced Chapter 13 bankruptcy lawyer from Litchney Law Firm will help you create a plan that works for you.  If you are behind in your mortgage payments a Chapter 13 can help you keep your home and catch up, eliminating any risk of foreclosure and if you have a second loan and your home is very upside down you may be able to “strip” off the second mortgage lien through a chapter 13 bankruptcy as well.

Empathetic California Bankruptcy Lawyer You Can Trust

At Litchney Law Firm, your experienced, professional California bankruptcy attorney understands that the bankruptcy process can be a stressful and emotional period in your life. With over 30 years of Chapter 7 and Chapter 13 bankruptcy experience, you can count on your attorney to have in depth knowledge to analyze your options, explain the process in plain language, and provide you with choice so you can make an informed decision on whether to pursue bankruptcy or a number of different actions to get you the financial and debt relief you need.

Consumer Protection

We have a strong consumer protection practice, defending people from overzealous debt collectors and forcing credit reporting agencies to fulfill their obligations.

Experience

Our team of attorneys at the Litchney Law Firm have over half a century of combined legal experience in many types of bankruptcy and debt management cases and have filed over 9,000 bankruptcy cases for individuals and businesses.

Personal Attention

The Litchney Law Firm prides itself on offering personalized service to all of their clients. The attorneys and the law firm’s staff will listen to you, take the time to fully understand your situation, and answer all of your questions. You will be charged a reasonable fee, with no surprises and for those who choose us to assist them in buying or selling real estate, there are no fees as it is taken care of with the commissions.

We are a law firm that focuses on the importance of client satisfaction, we want to ensure that our clients have the highest standard in care, and the best experience, it is important to us that all of our clients’ individual needs are being met by their attorney and the law firm staff.

The Dangers of Committing Fraud

At the Litchney Law Firm we make sure to warn each client about the dangers of committing fraud within bankruptcy. If you conceal assets or lie on any forms, you will be subject to prosecution. Before you begin the bankruptcy process, you must sign forms that explain the bankruptcy code, along with the dangers of committing fraud. The forms are called the Section 342-B Notice, Supplement 527-A, and Supplement 527-B. Bankruptcy judges and trustees are very serious about this.

Contact Us

We invite you to look through this web site for more information about bankruptcy law and our practice, or contact us any time for a free initial consultation. We are a debt relief agency. We help people file for bankruptcy relief under the Federal Bankruptcy Code.

We are experienced California Bankruptcy Attorneys. We have helped thousands of individuals and businesses get the relief they need from their creditors through the use bankruptcy by filing a Ch. 7, Ch. 13, credit card debt negotiation or debt settlement and have successfully dealt with adversary proceedings brought by difficult creditors.  Our bankruptcy attorneys have achieved proven results and can give you the great legal advice and strategy needed to get you the results you want.  Contact us today to schedule your complimentary attorney consultation by clicking HERE or by calling 916-757-6000. We look forward to helping you with all of your California bankruptcy needs.



We currently have offices in Roseville, Sacramento, Folsom, and Elk Grove, as well as we pride ourselves in serving clients in all of Northern California and Southern California. Our clients also come to us from the areas of Sacramento and Roseville including the communities of Sun City, Davis, Natomas, North Natomas, Elk Grove, Lincoln, Loomis, Rocklin, and Granite Bay.

Many clients are located in the cities of Auburn, Folsom, El Dorado Hills including the communities of Serrano, Shingle Springs, Placerville, Rancho Murrieta, Rescue, Orangevale, Fair Oaks, Antelope, Cameron Park, East Sacramento, West Sacramento, Rancho Cordova and Citrus Heights.

We also serve many clients through efficient time saving ways in communities including, Fairfield, Vacaville, Walnut Creek, Chico, Paradise, Marysville, Yuba City, Redding, Red Bluff, Stockton, Modesto, and Lodi. We also serve clients in the Southern California areas of Orange County, Los Angeles, Riverside, San Bernardino and San Diego.

Our California attorneys also serve the communities in and around Sacramento County, Placer County, El Dorado County, Sutter County, Yolo County, Solano County, Yuba County, Butte County, San Joaquin County, and Santa Clara County.

Bankruptcy Law, Real Estate Law, Debt Forgiveness, Debt Settlement, Debt Negotiation, Sacramento Realtor, Bankruptcy, Ch. 7, Ch. 13, Short Sale, Deed in Lieu of Foreclosure, Foreclosure, Strategic Foreclosure, Buying Real Estate, Selling Real Estate, Mortgage Debt Settlement, Business Law, Incorporation, Contract Drafting, Buy and Sell, LLC, Corporate Requirements, Estate Planning, Living Trust, Irrevocable Living Trust, Special Needs Trust, Will, Pour Over Will, Power of Attorney, Medical Health Directive, Living Will, Deed, Intellectual Property, Licensing, Trademark, Copyright, Trade Secret.

The Litchney Law Firm and their attorneys serve professionals, executives, individuals, investors, inventors, companies and families with all of their legal needs. We currently have offices in Roseville, Sacramento, Folsom, and Elk Grove, as well as we pride ourselves in serving clients in all of Northern California and Southern California. Our clients also come to us from the areas of Sacramento and Roseville including the communities of Sun City, Davis, Natomas, North Natomas, Elk Grove, Lincoln, Loomis, Rocklin, and Granite Bay. Many clients are located in the cities of Auburn, Folsom, El Dorado Hills including the community of Serrano, Shingle Springs, Placerville, Rancho Murrieta, Rescue, Orangevale, Fair Oaks, East Sacramento, West Sacramento, Rancho Cordova, and Citrus Heights. We also serve many clients through efficient time saving ways in communities including, Fairfield, Vacaville, Walnut Creek, Chico, Paradise, Marysville, Yuba City, Redding, Red Bluff, Stockton, Modesto, and Lodi. We also serve clients in the Southern California areas of Orange County, Los Angeles, Riverside, San Bernardino and San Diego.

For more information about bankruptcy law including Chapter 7, Chapter 13 and how to relieve debt, real estate issues including short sales and foreclosure, estate planning including living trusts, wills, power of attorneys, business and corporate law including formation, contract drafting and disputes, real estate law, intellectual property law including copyright, trademark, trade secret, licensing or to set up a consultation with one of our Sacramento lawyers, please contact the Sacramento attorneys at the Litchney Law Firm, P.C.. All legal consultations are strictly confidential under attorney-client privilege.

Our Sacramento attorneys also serve the communities in and around Sacramento County, Placer County, El Dorado County, Sutter County, Yolo County, Solano County, Yuba County, San Joaquin County, and Santa Clara County.

For an experienced Real Estate Broker please visit Sacramento Realtor or visit our Sacramento Realtor blog. The information on this site is not, nor is it intended to be, legal advice. Please contact us to obtain legal advice pertaining to your situation. The transmission of information by this Website does not create an attorney-client relationship with the law firm’s attorneys. The relationship would require direct contact between you and the firm, and would also require a written attorney/client agreement that confirms that a relationship is established for legal services to be provided. The invitation to contact the firm is not a solicitation to provide professional services, and should not be construed as a statement as to the availability of any attorneys to perform legal services in any jurisdiction in which such attorney is not permitted to practice. None of the communications transmitted via the Website constitutes a confidential communication, or creates an attorney-client relationship. This Website contains information on legal issues, and is not a substitute for legal advice from a qualified attorney licensed in the appropriate jurisdiction. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. We provide Chapter 7, and Chapter 13 relief under Title 11 of the U.S. Code.

Any mention of legal services/experience on this website is made in association with the attorney who provides services as licensed California attorney and all legal services if retained for are provided for under a separate agreement with her or the attorneys of her law firm and are completely separate from any real estate services or negotiations to be provided under the affiliated brokerage. DRE #01704912.